PAN-Aadhaar Linking Deadline Approaching

The new financial year 2025-26 starts on April 1, bringing significant changes to financial regulations. One crucial requirement is linking your PAN with Aadhaar, which directly impacts your financial transactions.

No Dividends Without PAN-Aadhaar Linking

If you fail to link your PAN and Aadhaar by April 1, 2025, you will stop receiving dividends. Additionally, TDS (Tax Deducted at Source) on dividends and capital gains will increase. You will also lose the ability to see credits in your Form 26AS.

Stricter Rules for Mutual Funds and Demat Accounts

SEBI is enforcing stricter regulations on mutual funds and Demat accounts. All investors must update their KYC and nominee details. Failure to do so may lead to account suspension.

UPI Transactions May Be Blocked

To prevent financial fraud, NPCI will implement major changes to UPI rules from April 1, 2025. If your mobile number linked to the UPI account remains inactive for an extended period, your UPI ID will be deactivated.

Changes in Tax Regime

Taxpayers can switch back to the old tax regime while filing their returns if they initially opted for the new regime. If no declaration is made, the system will automatically apply the new tax regime.